Fraud Alert! Take a closer look at those Phone Bills!

Take a closer look at those phone bills friends! A few months ago we noticed that a mysterious charge for ‘Vmail’ had appeared on the phone bill for one of fax lines. Our phone company had just switched us from paper to email billing so we almost missed the $14.95 charge hidden near the bottom of the bill. Fortunately we run a tight ship so the charge didn’t slip past us and we looked into the charge. What we found was disturbing; a nationwide cramming scam, phone companies hindering customer’s attempts to remove the charge, and a flawed telecommunications law making the whole mess possible.

Cramming’ is a scam where a company adds a charge to a phone bill for a service that was not requested, agreed to, or used. In our case, the charge was for a voice mail service on one of our fax lines –a service we never asked for, never agreed to, and which we could never use because it doesn’t actually exist. That’s right, even if we had wanted to use ‘Vmail’ we couldn’t because it doesn’t exist.

It took over five hours just to sort out things out with our phone company. We had a long run around through the automated system and from ‘wrong’ department to ‘wrong’ department. When we did speak to real people we got another kind of run around; they insisted that we had signed up for the service and when we insisted on having the charge removed we were transferred. Finally, we demanded to speak to a manager and got the answers we needed in less than ten minutes.

What we learned is that, legally, because of the 1996 Telecommunications Act, phone companies have to include charges from other companies in their bills unless the customer contacts them requesting a block of all third party billing. There is no selective screening, the 1996 law prevents phone companies from ‘discriminating’ against any companies which place charges. Our phone company could have saved us a lot of time and frustration by giving us this information from the start, it was terrible customer service on their part and completely unacceptable. But, otherwise, their hands are legally tied when it comes to this kind of scam. They are required by law to accept third party charges and have no legal means of verifying that their customer requested the services in question. Aside from the quality of their customer service, there is no difference between Qwest, Verizon, AT&T, Embarq, or any other national phone company when it comes to this scam.

How to prevent Cramming.

  • Call the phone company in question and demand that they block all third party billing on the account.  Sometimes phone company representatives try to talk customers out of the block but insist even if they say its not possible.
  • Carefully check every phone bill – act immediately if a new or unknown charge appears.

How to resolve Cramming.

  • Contact your phone company immediately and tell them that you did not authorize the charges and ask for the charges to be removed. Your phone company does have the authority to remove the charges but will often require* you to try to resolve the issue with the company that placed the charge.
  • Call the company that placed the charge and inform them that you did not request the services. Tell them that you would like to know who authorized the services and ask for a copy of the authorization information. Companies have been known to request more personal information, such as social security numbers, do not give them more personal information than they already have.
  • Ask that all charges be removed. If the company refuses or never responds, get back in  touch with the phone company. Tell them that you could not resolve the charges with the company in question and tell them that you did not authorize the disputed charges. Ask the phone company to remove all charges. Be insistent, even if they say they can’t – they can. Talk to more than one person if you need to.

Things to remember!

  • Customers are not legally obligated to pay charges on their telephone bills for services that they have not ordered or authorized others to order for them.
  • Telephone services cannot be disconnected because a customer refuses to pay a charge from a third party. Threats of phone lines being disconnected are legally empty.
  • Crammers sometimes hire legitimate collection agencies to collect the charges ‘owed’ to them. This can be very damaging to credit ratings and should be addressed immediately. Explain the situation to the collection agency and, if that resolves nothing, either pay the ‘charges’ or get legal aid.

We submitted complaints to the Federal Trade Commission, Federal Communications Commission, the Pennsylvania Attorney General (check the map on this page to find your state’s), and the Better Business Bureau. Little can be done to stop this kind of scam on a national level but several states, including New York and Florida, are taking action to prevent cramming. Get your State to join them in taking steps to outlaw cramming; send letters to your elected officials letting them know that you’re sick of this scam!

Read more information on Cramming from the Federal Trade Commission.

10 Things to do on Father’s Day

With strength fading and independence slipping away, many elderly Fathers feel lost and out of place. Father’s Day offers us a great chance to celebrate and honor them but many of us have trouble with the how… There is no one answer as every father is unique but here are a few suggestions.

  1. Take Him out to the Ball Game – Father’s Day is the third weekend in June, a great time to catch a game. Order tickets early, get great seats, and consider a special surprise – like an autographed ball, a picture with the mascot, or a message on the score board.
  2. Hang with the Grandkids – Few things can make a Grandfather feel like part of the family like Grandkids who want to be with him. If you need to bridge the generational gap, try the Wii – let Granddad get some ‘street cred’ by trouncing the kids at bowling.
  3. Skype Reunion – You might remember me recommending Skype as a great free software gift for Dad. Here’s a chance to take it a step further, coordinate with your Dad’s old buddies to arrange for a great big Skype reunion. Hopefully this will open the door for regular video chats.
  4. Quickest Way to a Man’s Heart – Get Dad his favorite meal, take him out if you can or take it to him if you can’t. If he drinks, remember to double check his medication before buying him a beer. He might want to contribute, if he does a good compromise is to remind him that dinner is your treat but ask him to get the tip.
  5. Favorite Shared Pastime – Chances are that your Dad gave you a love of one of his pastimes. Consider taking your Dad out for a few hours of your favorite shared pastime; fishing, golfing, crafting, gardening, etc. Tell him how meaningful sharing this pastime has been to you over the years.
  6. Movie Marathon – Is your Dad a huge fan of John Wayne, Bob Hope, Katharine Hepburn, Groucho Marx, or other vintage film stars? Consider a three movie marathon of his favorites with lots of snacks. Get the whole family involved if you can without drama, this is about enjoying his favorites together as a family not giving him lonely reign over the entertainment system for a few hours.
  7. Daddy’s Little Girl – You may be a influential professional or a successful parent yourself, but in many Dad’s eyes their daughter is always first and foremost their Little Girl. It can be hard to step back into that role but its a surefire way to make many Fathers feel like they still belong in the family. Let Dad feel like a provider; listen to his advice or let him treat you to a coffee, basically let him do something for you even though you don’t need him to.
  8. Classic Game Night – Break out the classic card and board games for a good time with Dad and the whole family. Play games he already knows the rules for; games like Monopoly, Hearts, Canasta, or Pokeno. Remember to play with Large Print Playing Cards if Dad is visually impaired.
  9. His Greatest Adventure – Did Dad live overseas, serve in the military, meet someone famous, or do something else that might qualify as an adventure? Remind him of it and get him to tell the story one more time, even if you’ve heard it hundreds of times already. Get the kids to hear it too if you can without too much drama.
  10. Cherished Memory Book – Get in touch with everyone whose life your Dad has touched; ask them each to send you a letter to him along with some photographs. Put them together into a scrapbook commemorating him and letting him know that he’s not forgotten. Not only will it make him feel special now, years from now it stands to become a treasured family heirloom holding memories that would otherwise be forgotten.

After a lifetime in the role, many Fathers feel insecure after they step out of the provider role for their families. Because of this it is important to avoid anything that might make Dad feel unwelcome. Chances are that you don’t see eye to eye with Dad on everything but, at least for Father’s Day, try to let remarks and points of contention slide. Be gracious and patient, focus on the good and avoid drama. Remember, your goal is to celebrate and honor Dad, not get drawn into old arguments.

Letting Go

To let go doesn’t mean to stop caring;
It means I can’t do it for someone else.

To let go is not to cut myself off….
It’s the realization that I can’t control another…..

To let go is not to enable,
but to allow learning from natural consequences.

To let go is to admit powerlessness,
which means the outcome is not in my hands.

To let go is not to try and change or blame another,
I can only change myself.

To let go is not to care for, but to care about.

To let go is not to fix, but to be supportive.

To let go is not to judge,
but to allow another to be a human being.

To let go is not to be in the middle arranging all the outcomes,
but to allow others to affect their own outcomes.

To let go is not to be protective,
It is to permit another to face reality.

To let go is not to deny, but to accept.

To let go is not to nag, scold, or argue,
but to search out my own shortcomings and correct them.

To let go is not to adjust everything to my desires,
but to take each day as it comes and cherish the moment.

To let go is not to criticize and regulate anyone,
but to try to become what I dream I can be.

To let go is not to regret the past,
but to grow and live for the future.

To let go is to fear less and love more.

~Anonymous

Five Classic Male Singers

Few things got my Grandmom hopping, like listening to Bing crooning away.  So a few years ago I got her a CD collection of his.  I feel fortunate that I had early exposure to ‘Classics’; many in my generation and even the generations before me have only a vague idea of what sort of music our elders listened to in their youth.

If you’re looking to buy some nostalgic music for an elderly loved one, here’s a list of ‘Greats’ that its hard to go wrong with!

Nat King Cole

Frank Sinatra

Bing Crosby

Jimmy Durante

Louis Armstrong

Elegy for Rose

 

She is a metal forged by love

too volatile, too fiery thin

so that her substance will be lost

as sudden lightning or as wind.

And yet the ghost of her remains

reflected with the metal gone,

a shadow as of shifting leaves

at moonrise or at early dawn.

A kind of rapture never quite

possessed again, however long

the heart lays siege upon a ghost

recaptured in a web of song.

~Tennessee Williams

 

Originally written by the author of A Streetcar Named Desire for his institutionalized sister, I feel that these poignant words have strong resonance for those of us who have family members afflicted by dementia. It captures the heartbreak of a loved one so close and yet so far.

Free Computer Software for Father’s Day

5 “Gifts” that will help keep the computer accessible, safe, and fun.

Each Dad is unique in their own way but if there is one trait that most of them share, its that they are often the hardest people to shop for in a family. Especially in their elder years after they’ve left their workshops, hunting trips, and grills behind them. By this point, most of them already have enough socks and ties to outfit a boy scout troop so don’t even think of going there. Well, how about some free software that will help Dad with that computer sitting in the corner of the room?

Skype

Skype is a free computer program that will allow your Dad to do something that was once considered the stuff of science fiction. Like the Jetsons, he can keep in touch with his loved ones through video conference technology that will allow him to see their faces as he hears their words. It is a powerful tool to help fight against feelings of isolation and abandonment.

Skype Screenshot

Skype works by transmitting voice and video signals over the Internet. Skype to Skype calls are provided as a free service. Skype is also capable of making calls to normal phone lines though this service has a small fee.

Keepass

You may remember me recommending this software in my 10 Steps to Better Protect Elderly Loved Ones Online post a couple of weeks ago; it is one of the most important tools that the Elderly can use to help prevent identity theft while making computer use more convenient.

KeePass is a free open source password manager, which will help your Dad manage his passwords in a secure way. Best of all, he’ll only need to remember a single master password or select a key file to unlock the encrypted database holding the other passwords.

Google Earth

Google Earth is a visual globe, map, and geographical simulation program that will allow your Dad to see the world and beyond. It features a variety of modes including the default 2-D flat view, a 3-D augmented view, a flight simulator, a street view featuring real photographs, and more! It’s possible to view famous locations, study the ocean floor, and even take tours of cities all with this free software.

Los Angeles from Google Earth

3D View of Los Angeles in Google Earth

Miro

Miro is a ‘Internet Television’ and Media Player that will allow your Dad to watch all of his favorite shows from Hulu, YouTube, and other sites without all the fuss or frustrating loading times. It’s quick, simple, and easy. Not only that, it can play almost any sort of media file allowing him to watch the ‘avi’ file his brother sent him and without being told to download a new codec.

JAWS

If your Dad has poor eyesight, JAWS will make his computer accessible to him again. This popular screen reader was developed for computer users whose vision loss prevents them from seeing screen content or navigating with a mouse. JAWS provides speech and Braille output for the most popular computer applications on your PC. A computerized voice will read text and guide your Dad through Menus and Programs, making it a good aid for those with poor eyesight and an essential tool for the blind.

That’s 5

I almost included Google Calendar, Google Reader, iTunes, VLC Media Player, and Geni. Think of anything I missed? Please let me know in a comment.

How to Get the Most Life out of your Adult Bibs

All cloth will eventually grow worn and need to be replaced. Tough adult bibs, even those that are machine washable and dryable, will eventually need to be replaced but there are things you can do to help them last longer!

Caring Instructions for Adult Bibs

  1. Do not use fabric softener, while this makes the bib softer and fluffier it actually reduces its absorption.
  2. Always dry bibs on a Low Heat setting to avoid extra wear and tear; air dry when you can.
  3. The hotter the water, the more wear and tear on the bib. Wash bibs in Cold Water, modern detergents are designed to clean fabric even without hot water.
  4. Launder bibs only when you need to, this will cut back on wear and tear.

This is an excerpt from AdultBibs.net, an informative site for Adult Clothing Protectors.

Aging and Malnutrition

Proper Nutrition is essential for physical, social, and psychological well-being. Disturbingly, numerous studies show that malnutrition is common among the elderly. Essential Vitamin and Mineral deficiency plague many older adults. Another common problem is diminished calorie intake that leaves older adults without the energy their body needs to fully function.

There are many reasons that older adults are more susceptible to malnutrition, some common causes are listed below.

  • Diminishing Sense of Taste and Smell
  • Inability to Chew
  • Medication Interference
  • Depression
  • Income Restrictions
  • Inability to Shop or Cook
  • Physical and Mental Illness

If you are a caregiver for a family member who may not be receiving adequate calories or nutrition to stay healthy, there are ways to help.

  • Periodically inspect their refrigerator and cupboards to determine if adequate food is available.
  • Assist with preparing meals and leave enough for easy to re-heat leftovers.
  • Provide Nutritional Supplements between meals, such as Nestlé Boost® Nutritional Energy Drinks (check with your physician before changing or altering dietary intakes)
  • A more “taste-enticing” option may be to offer Boost® Nutritional Pudding Cups, available in Vanilla, Chocolate, and Butterscotch flavors.
  • Meals on Wheels”: A non-profit organization that delivers home-cooked meals during the day for those aged 60+ who require assistance. To find out more information on this service and locate a meals-on-wheels provider in your area, please visit their web site at www.mealsonwheelsamerica.org.

Hospital Sheet Buying Guide

There are many types of hospital sheets available for a variety of hospital beds.  How do you choose the best one?  Below is a comprehensive list of things to consider before purchasing your hospital sheets.

Woven Hospital Sheets  vs.  Knitted Hospital Sheets

The difference between woven hospital sheets and knit hospital sheets is how the fabric is constructed.  Woven sheets are constructed by weaving the yarn in and out in opposite directions.  Knit sheets are constructed of a single strand of yarn that is knitted into rows of loops.

Typically knit hospital sheets have much more elasticity and will stretch while woven hospital sheets will not.  Knit hospital sheets are also softer, thicker, and much warmer than woven sheets, which may be desired during colder months or in colder climates.  However, knit sheets are also prone to pinholes, snags or runners that once started, can continually worsen with use and laundering and extend throughout the sheet.  Woven sheets are much less likely to have this issue.   Determining which sheet will work best for your situation can be left up to a matter of preference.

Comparison of Hospital Sheets – Quality Ranking for Softness & Durability

Woven Fabrics

Contrary to popular belief, the fabric content of woven sheets does not have as much to do with “softness” and “durability” of the sheet as the thread count.  The higher the thread count, the more soft and durable the sheets will be.  Thread count is the number of threads per square inch of fabric.

Muslin

Most hospital sheets are made from a lower-end T130 (or 130-thread count) muslin, which is quite standard within the healthcare industry.  Muslin sheets are constructed of loosely woven cotton or poly blended cotton fabric and are typically listed at the bottom of the quality spectrum for softness and durability.  These sheets are usually quite thin and if held up to a light, the light will be able to shine through fairly easily.  A typical Muslin sheet will withstand approximately 75-100 institutional launderings.  These hospital sheets are generally less expensive and work well for many institutions; however, they are not as soft and will not last as long as the alternative higher quality percale hospital sheets.

Percale

Percale hospital sheets are constructed of a T180 (or 180-thread count) and are similar to the quality of standard sheets you will find at your local home store for regular sized home beds.  They are typically 100% cotton or made of a blended poly/cotton.   A typical poly/cotton blended percale hospital sheet will withstand approximately 160-180 institutional launderings.   Percale hospital sheets will almost always be softer and much more durable then their lower quality muslin counterparts.

Be sure to check which thread count you are purchasing before buying your woven hospital sheets!  A good place to buy higher quality T180 (or 180-thread count) percale hospital sheets is Elder Depot.

Knitted Sheets

There are 3 common types of knit hospital sheets within the healthcare market.  Jersey knit and Interlock knit are the more common types found; however, pique knit is gaining ground due to its ability to reduce runners from snags while in use or laundering.

Knitted hospital sheets are popular for many reasons.  They will stretch 20-35%, which allows Knitted Fitted sheets to remain in place when hospital beds are raised and lowered so the corners do not slip off.  They are more breathable and softer out of the package and do not require several launderings to “break them in” as can sometimes be the case with muslin or percale sheets.  Knitted sheets are also well known for their ability to deter wrinkling, although this only applies when the sheet is stretched fully!  Knit fitted sheets may be a good option if “skin shear” is an issue (more about this issue below).

Knitted sheet quality is not rated by thread count, instead they are rated by the weight of their fabric. This is because knitted sheets are “knitted” and not woven.  The higher the weight of the knit sheet (typically measured in ounces), the more thick, soft, and durable the sheets will be.  They can be constructed of a number of different natural or synthetic materials, including cotton, polyester, rayon, etc.  Knitted hospital sheets are typically made from cotton or cotton/poly material and most commonly sold as a bottom fitted sheets, which takes full advantage of the stretching ability of the fabric.

Jersey Knitted

Jersey knit is similar to the fabric found in most standard T-shirts.  Jersey knit hospital sheets are usually constructed of a light to medium weight single knit that can be expected to stretch about 20-25%.  The knitting process creates very fine vertical lines (marking the top of the sheet) on one side and a horizontal grain on the other (facing toward the mattress).  The sheet will feel slightly softer and smoother on the top side, but in general will be soft and smooth to the touch.  The only disadvantages to jersey knit may be the durability.  Over time, with many launderings, jersey knit sheets are more prone to snags, runners, or thinning of the fabric and the fabric can become over-stretched as its elasticity diminishes.

Interlock Knitted.

Interlock knit is constructed of a light to medium weight knit fabric that is a more resilient knit by forming a knot at the juncture of the threads to help prevent runs and resist pin-holes.  Interlock knit sheets can also be constructed of a variety of fabrics and generally have a more natural and higher stretching ability from 25-35%.  The Interlock Knit hospital sheets are also different from the jersey knit as they will be typically be thicker and both sides of the sheet will look and feel the same.

Pique Knitted

Pique is a method of knitting that creates a fine, textured mesh surface.  This softly textured knit provides maximum protection from snags and runs, while remaining soft on the skin.   The appearance of a pique knit fitted sheet is similar to that of a waffle weave.  This is becoming more popular in the healthcare industry due to its greater durability while still remaining soft on the user’s skin.

Hospital Sheets & Skin Shear

Considerations for Those at Risk of Skin Shear

Skin Shear can be a common risk factor for those confined to a hospital bed, especially individuals who are unable to change positions without assistance. Skin shear from hospital bedding occurs when the skin rubs against bedding materials causing friction which can result in redness, irritation and possible sores.  This is different than bed sores or pressure ulcers, as skin shear does not interrupt blood flow, but rather diminishes circulation to the tissue, which in turn damages the skin and blood vessels.  In more basic terms, this is when an individual’s body moves, but their skin remains fixed to the bed sheet, which results in friction that causes skin shear.

Skin shear can develop from a number of causes, including the repositioning or moving of a person by dragging across the fabric of the fitted hospital sheet as opposed to actually lifting the person with a draw sheet.  In addition, when individuals use their heels or elbows to reposition themselves, this can contribute to and cause skin shear.  When skin shear causes exterior skin breakdown and is coupled with the presence of moisture, urine or feces, this could be a breeding ground for more serious skin conditions.

The hospital bedding you choose can help with the deterrence of skin irritation.  If this is a factor in your consideration of hospital sheets, you should consider purchasing fitted sheets that provide a more soft and breathable material, such as knit fitted sheets. These types of sheets are less likely to bunch up underneath the user, which can lead to skin irritation or breakdown and will be slightly less abrasive than woven hospital sheets.  The more breathable knit system can also help to reduce the allowance of moisture that can get trapped in the bedding.

While using knit fitted hospital sheets may help to reduce skin shear or skin breakdown, you always want to be sure that bedding is dry to prevent the moist atmosphere that invites skin irritation.  In addition, an individual that is immobile will need to be moved every few hours (at a minimum) to ensure that skin breakdown and pressure ulcers do not develop.  When moving the person, be sure not to drag them (causing friction), rather use a draw sheet to move the individual by lifting them.

Sizing for Hospital Sheets

How to choose the Right Size Hospital Sheets for Your Hospital Bed

A standard size hospital bed mattress is 36” wide x 80” long.  There are also special hospital beds that provide different size mattresses.  For example, a Bariatric hospital bed (supporting users over 500 lbs) can have widths measuring from 42” wide up to 60” wide.  In addition, certain model hospital beds provide for additional length and can have mattresses measuring up to 84” long.  The best way to determine the appropriate size for your hospital fitted sheets is by actually measuring your hospital mattress (width x length).

It is also important to take into consideration the depth of the mattress.  Most woven muslin and percale fitted hospital sheets will accommodate mattress with depths of up to 9”.  Whereas, a Knit Fitted Sheet will generally accommodate thicker mattresses up to 12” or hospital mattresses that have air pressure overlays, especially due to their stretching ability.   Since most fitted hospital sheets are contoured with elastic corners, they will be able to accommodate depths “less than” what is shown on their dimension.  For example a 36” x 80” x 12” fitted hospital sheet will still fit on a hospital mattress measuring 36” x 80” x 7”.

Standard Mattress Size Measurements

  • Basic Hospital Mattress: 36” x 80”
  • Basic Bariatric Hospital Mattress:  42” x 80”
  • Twin Size Hospital Mattress:  39” x 75”
  • Full Size Hospital Mattress:  54” x 75”
  • Queen Size Hospital Mattress:  60” x 80”
  • CA King Size Hospital Mattress:  72” x 84”
  • King Size Hospital Mattress:  76” x 80”

Brighten the Bedroom!  – Go Pastel!

Alternatives to Standard White Hospital Sheets – Pastel Colors

Most hospital sheets in the healthcare marketplace are standard white.  This is definitely practical if you will need to bleach the sheets on a regular basis for cleaning.  However, don’t be afraid to spice things up and bring some color into the bedroom – even if just for special occasions.  Hospital sheets are not just available in the same boring white, they are also available in a wide variety of pastel colors and designs!

Check out a wide variety of Hospital Bed Sheets at Elder Depot!

10 Steps to Better Protect Elderly Loved Ones Online.

My Grandfather loves Youtube; he spends hours looking up folk songs, nature videos, and other little treasures. Despite the fact that he only uses his computer for Solitaire, Email, and light Web Browsing he has repeatedly been the victim of particularly nasty viruses. On more than one occasion he has lost everything on his computer then paid several hundred dollars to get it working again and, supposedly, safe. That was all before I moved back to the area…

 

The Internet is a chaotic new realm that holds many treasures, like Elder Depot, as well as many dangers. Having grown up in the era before cyberspace, many Seniors are frightened away by talk of viruses, identity theft, and fraud. That’s a shame as the Internet offers great opportunities for Seniors to stay engaged, connected, and aware; the fears are justified but with a few precautions the dangers can be greatly lessened.

It is important to keep things as simple, stable, and streamlined as possible so…when in doubt, automate.

1 ) Keep the Computer Fighting Fit

Computers are frustratingly flawed marvels of technology, as time passes design and programming mistakes are discovered that need correction. Sometimes those flaws are found by designers but, more often, the designers only become aware of the flaw when a new virus appears exploiting it. Enable Automatic Updates on the Computer, this will ensure that gaps in the computer’s defenses will be patched as soon as possible.

How? That depends on the operating system.

2 ) Equip the Computer to Defend Itself

Most viruses work by tricking users into activating them or by taking advantage of security exploits. It’s likely that your loved one’s computer will be infected, perhaps by something as simple as opening an email attachment from a friend. Antivirus defenses are necessary to defend the computer from accidental infections.

Here are a handful of Antivirus options that we recommend.

  • Comodo : Free Windows Protection
  • McAfee : Windows Protection from $39.95.
  • Kaspersky : Windows and Macintosh Protection from $59.95.

Antivirus programs work by checking suspicious programs against a list of known viruses and taking action if there is a match. It is very important to update this list as often as possible, most Antivirus programs can do nothing to stop a virus if it is not on their list. Enable Automatic Virus Definition Updates on the computer and be aware that this is considered a service by most Antivirus companies. Comodo will allow you to download new Virus Definitions for free but McAfee and Kaspersky charge an annual fee – if the fee is not paid then the Antivirus software will only protect against older viruses and the computer will be left vulnerable.

3 ) Shut Peeping Toms out of the Computer

Spyware is a rampant problem fueled by groups from companies looking for marketing information to con artists hoping to steal an identity with a good credit rating. These groups have no qualms invading your loved one’s privacy and it’s up to you to defend that privacy. Fortunately there are several tools that will help with this struggle.

The first line of defense against intrusion is a Firewall; a filter that only allows in the connections that you approve.

If the computer is using Windows, download and enable Windows Defender. Windows 7, 8 and 10 have Windows Defender enabled by default but double check that it is enabled.

Windows Defender is a good start but given the range of malware out there it’s best to give it some backup. Ad-Aware is widely regarded as the best free anti-malware program available and in conjunction with Windows Defender it will protect a computer from most of the spyware out there.

If the computer in question is a Macintosh the most viable defense available is MacScan.

4 ) Keep Passwords Safe Under Lock and Key

For years “Use several different passwords” and “Use stronger passwords” has been the mantra of computer techies. This counsel, while good advice, is often less than helpful for the Elderly. What is the point of ‘stronger’ passwords when they can’t be remembered?

Fortunately, Password Managers offer a nifty solution. This Software offers several advantages; only one password needs to be remembered, a unique password can be used every time, passwords are protected from many spyware techniques, and all stored passwords are encrypted.

  • KeePass : This password manager has a wealth of features and is completely free.
  • RoboForm : This commercial password manager was CNET software of the year in 2008.
  • LastPass : This password manager is a web service that can be over any Internet connection.
  • Kaspersky : This password manager can be purchased separately or with the Internet Security package.

If your elderly loved one insists on writing down their passwords on a notepad, at least convince them to keep the notepad hidden in a secure location.

5 ) Use Stronger Passwords

Spinning off from the last point, what exactly is a ‘stronger’ password? Generally, a strong password is longer than 6 characters, uses lower and upper case letters, contains a few numbers, and possibly a few symbols. sd37$hWnd is a fairly strong password but it’s not easy to remember at all.

It is possible to make a strong password that is easier to remember. Just use personal information that isn’t commonly known. For example, did your elderly loved one play sports in High School? What was the name of the team? What was their jersey number? The name of the coach? Warriors#34O’Brien is a strong password that very few people could guess and that would resist a hacking attempt better than sd37$hWnd. Here’s another example; what was the first car they owned? How much did it cost? Who did they buy it from? Coronet$2110Miller is another fairly strong password that is easier to remember but that would be all but impossible to guess.

Don’t use these as part of a Password

  • Names of Family Members or Self
  • Zip Codes
  • Listed Phone Numbers
  • Sequential Numbers (123…)
  • Sequential Letters (ABC…)
  • Date of Birth
  • Social Security Number
  • Personal Identification Number (PIN)

Consider using these as part of a Password

  • Dates of Personal Events*
  • Names of Old Neighbors, Friends, or Pets
  • Old Unlisted Phone Numbers
  • Personally Meaningful Numbers
  • Symbols like #, $, %, &, +, and -.
*First Kiss, Favorite Vacation, Best Promotion, Saw Ginger Rogers on an intercontinental flight, etc.

Always use a combination of information for a password with upper and lower case letters, numbers, and symbols. In the past some sites restricted passwords to just letters and numbers, most sites now allow the use of symbols and increasingly more sites are requiring upper and lower case letters. Here are a few more example passwords; Mac@Omaha1944, 1954RR&Clay, 7/20/1969@Jean’s, and 10Pounds!1976Jon.

6 ) Loose Lips Sink Ships

When it comes to Identity Theft a touch of paranoia can be healthy as long as it doesn’t become debilitating. It’s very important to keep personal information private. Most people know that Social Security Numbers, Credit Card Information, Banking Information, Insurance Information, and Personal Identification Numbers (PINs) should be safeguarded; fewer know that Addresses, Dates of Birth, and Telephone Numbers should also be safeguarded.

Most legitimate online businesses have security measures in place that keep personal information safe. For example, all personal information sent between a customer’s computer and the Elder Depot server is securely encrypted to prevent eavesdropping or tampering. So it is safe to share Addresses, Credit Card Information and Telephone Numbers with sites like Elder Depot; but it is important to verify that e-commerce sites are legitimate businesses before trusting them with personal information.

Sharing an address online is an open invitation for anyone who reads it to come ‘visiting’. Even if the home is secure sharing an address can give a criminal all the information they need to steal mail and with it identity. This happened to an Uncle of mine, someone ordered a credit report in his name, swiped it out of his mailbox when it arrived, and then used that information to steal a significant amount of money from his savings account. Addresses should only be shared online with trusted parties and then only in private through a secure method.

Phone numbers should not be shared online unless they are unlisted. Looking up a phone number can reveal a lot of information on a person that can be used in scams and fraud.

The best guidelines to give to an elderly loved one is to stick to sites that you verify are safe and never share personal information with sites that you have not verified.

7 ) Upgrade to the latest Web Browser

Over a quarter of Internet users still use Internet Explorer 6; a piece of software with several critical security holes that can give viruses, malware and hackers easy access to a computer. For the best stability, security, and compatibility always upgrade to the latest available Web Browser.

For a full review on the various features each web browser offers to help keep your information safe and secure, you can view Pixel Privacy’s “What is the Most Secure & Private Web Browser“.

For most programs there is little reason to update to a new and potentially confusing version, but Internet Browsers, Email Clients, and Antivirus programs should always be updated to the latest version for security reasons.

8 ) Use Aliases for Online Socializing

When creating a new email, twitter, or similar account for your elderly loved one, use an old nickname or maiden name instead of a legal name. Choose something that friends will recognize but that scam artists won’t be able to garner any information from. For example, Marion Mitchell Morrison would be smart to sign up for email as JWayne or for Twitter as TheDuke.

Social Websites with a higher level of privacy, such as Facebook, frown on colorful aliases but promise safe registration for real names. These sites are generally safe but it is essential to remember the next point…

9 ) Choose Friends Carefully

In general, the elderly are either too trusting or too paranoid about online friendships. Sites like Facebook are designed to leave privacy up to the user but it can be hard for someone new to cyberspace to judge who can be trusted.

Have your elderly loved one ask themselves a few questions before “adding a friend”.

  • Do they know this person?
  • Do they want to know this person?
  • Is this person who they claim to be?
  • Is this a safe person to be in contact with?

If they are not able to ask these questions and take appropriate action based on the answers, consider managing their “friends” for them. It shouldn’t take much effort and can save them a lot of trouble.

10 ) Use Automated Filters

These days just wandering the Internet or opening email from a friend can be hazardous activities. Remember our rule from the beginning, when in doubt automate.

Yahoo Mail and Google Mail both automatically scan email attachments for viruses. Many Antivirus programs can do the same by plugging into email cilents like Outlook Express and Thunderbird.

K9 Web Protection is a Internet filtering service that is free for home use and was designed for parenting in an Internet age. It offers protection from coming across malicious or pornographic material during a simple web search. This automatic filtering out of questionable material makes the Internet safe again and gives your elderly loved one freedom from worrying if clicking on a link is going to show them something appalling or attempt to infect their computer with something nasty.